How to Avoid Credit Repair Rip-offs and Dubious Offers of Credit

In this day and age, everyone needs credit, whether to buy a car or a house, obtain a loan or a credit card, even to get a job and life can be pretty tough if your credit stinks. There are many good and legitimate agencies who for a reasonable startup fee and a monthly charge ranging from $40 to $80 will help you repair your credit. However an economy that requires a good credit score to get the best interest rates, better housing and even a decent job is creating an industry of scammers who prey...