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	<title>Credit Card News Now &#187; Credit Articles</title>
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	<description>The latest credit card news, deals and alerts</description>
	<pubDate>Mon, 06 Feb 2012 10:44:41 +0000</pubDate>
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		<title>Member Loyalty Is an Oxymoron in Most Credit Unions</title>
		<link>http://www.creditcardnewsnow.com/credit-articles/member-loyalty-is-an-oxymoron-in-most-credit-unions/</link>
		<comments>http://www.creditcardnewsnow.com/credit-articles/member-loyalty-is-an-oxymoron-in-most-credit-unions/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 23:16:22 +0000</pubDate>
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		<category><![CDATA[Credit Articles]]></category>

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		<description><![CDATA[Satisfied customers will not create a loyal customer relationship. The other benefit of loyal members is that they tell others about your service or products. Word of mouth is still the most effective form of marketing and the least expensive.]]></description>
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		<title>Federal Debt Collection Practices Act Rights</title>
		<link>http://www.creditcardnewsnow.com/credit-articles/federal-debt-collection-practices-act-rights/</link>
		<comments>http://www.creditcardnewsnow.com/credit-articles/federal-debt-collection-practices-act-rights/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 16:45:07 +0000</pubDate>
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		<description><![CDATA[Many people discover that they are no longer able to handle their debt on their own, and will need some sort of assistance in order to get out from under it. They may do their research and realize that there are debt consolidators, debt advisors, lawyers and other types of counselors that are available. Many of these programs are put into place in order to help people achieve affordable payments, so that they may actually work towards paying off of their debt.]]></description>
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		<title>Should I Use My Retirement Fund to Cover Urgent Financial Needs?</title>
		<link>http://www.creditcardnewsnow.com/credit-articles/should-i-use-my-retirement-fund-to-cover-urgent-financial-needs/</link>
		<comments>http://www.creditcardnewsnow.com/credit-articles/should-i-use-my-retirement-fund-to-cover-urgent-financial-needs/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 13:33:22 +0000</pubDate>
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		<category><![CDATA[Credit Articles]]></category>

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		<description><![CDATA[Do you want to know the secrets on how you can boost your your credit worthiness? If your answer to this question is yes, then we encourage you to read the remainder of this piece. Below we have listed down several pointers that you can use to raise your credit score.]]></description>
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		<title>Finding the Best Credit Card</title>
		<link>http://www.creditcardnewsnow.com/credit-articles/finding-the-best-credit-card/</link>
		<comments>http://www.creditcardnewsnow.com/credit-articles/finding-the-best-credit-card/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 01:03:54 +0000</pubDate>
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		<category><![CDATA[Credit Articles]]></category>

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		<description><![CDATA[Whether you're getting your first or simply want to benefit from a different credit experience, it's important not to enter into anything too hastily. Researching the various offers and discuss them with banks and/or private financial advisors is always a good idea prior to signing on the dotted-line. By the same token, it's important not to neglect the many benefits of personal credit while you research your options.]]></description>
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		<title>Asset-Based Lending: The Post-Crisis Landscape</title>
		<link>http://www.creditcardnewsnow.com/credit-articles/asset-based-lending-the-post-crisis-landscape/</link>
		<comments>http://www.creditcardnewsnow.com/credit-articles/asset-based-lending-the-post-crisis-landscape/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 18:40:22 +0000</pubDate>
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		<category><![CDATA[Credit Articles]]></category>

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		<description><![CDATA[The post-financial crisis lending landscape of today is far different from what existed before 2008. This is true for all types of lenders, including both commercial banks and asset-based lenders. Since the onset of the financial crisis more than three years ago, virtually everything about commercial lending has changed. This includes much stricter credit criteria and more risk aversion on the part of lenders, as well as enhanced regulatory scrutiny on lenders.]]></description>
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